Checks Are Out: Here’s How to Pay the IRS Going Forward
The IRS is making a big shift this fall: after September 30, 2025, they will no longer accept paper checks for tax payments.
That means if you’ve been mailing checks for balances due, estimates, or extensions, it’s time to make the switch to electronic payments—most simply through IRS Direct Pay.
At Simply Balanced, we want to make sure you’re ahead of these changes so there are no surprises.
Why This Change Matters
For years, mailing a check worked—but it also came with risks: lost mail, delays in posting, and even check fraud. By moving to electronic payments, you’ll gain:
Immediate confirmation that your payment was received.
Faster posting to your IRS account.
Peace of mind knowing there’s no paper check floating through the mail.
No fees when paying directly from your checking or savings account.
How to Use Direct Pay (It’s Easier Than You Think)
Here’s the step-by-step:
Go to IRS Direct Pay.
Select your payment reason (for example: Estimated Tax or Balance Due).
Verify your identity using information from your last return.
Enter your bank routing and account numbers.
Submit and save the confirmation receipt for your records.
The whole process takes less than five minutes.
Other Options if You Prefer
EFTPS (Electronic Federal Tax Payment System): Best for business owners or recurring payments.
Debit/Credit Card Payments: Available through IRS-approved processors (fees apply).
IRS2Go Mobile App: Make payments from your phone.
Our Advice
If you’ve been writing checks to the IRS, go ahead and try Direct Pay before your next due date. It’s secure, fast, and free—and it will soon be the only option.
At Simply Balanced, we’ll continue guiding you on not just what to pay, but how to pay—so you stay compliant without the stress.
